Continuous car insurance now law

The Hunter - I am fully aware of the statistics in shoplifting but companies still make vast profits and let me assure you a lot of thefts are in house not shoplifting.

 

You obviously believe what the Insurance companies say but in my honest opinion they exagerate the situation, that is why there is a difference of £243 between what LV have charged me and what AXA wanted. I have 9 years no claims and AXA punish me with a 91% price hike? That has nothing to do with what you say, that is greed because their watchdog does nothing about it.

 

If we punished scum correctly then maybe we wouldn't have the society we have, were people think they can do as they please. Start by bringing back hanging for murder and the likes and then hand out harsher penalties to the riff raff below. Maybe then and only then we may get our society back and rid our streets of petty criminals, joy riders and the likes!

another rise in policies on the cards then

For their part insurance companies need to get shot of the accident management firm leeches and also, in place of insisting on use of "preferred " repairers, have loss adjusters who will demand at least three independent competitive repair quotations before giving the go-ahead.

At the moment it is too easy for them to just pass on the extortionate costs to the motorist in sky rocketing premiums. 

A lot of hot air being blown on here... as usual.

But i have noticed several people hit on one very BIG reason for rising insurance premiums - and that is the incredible increase in claims for non-specific injuries resulting from relatively minor collisions.

I came off my motorbike a couple of years ago.  Damaged ribs, shoulder, hip.  Found myself in the NHS system dealing with victims of Road Traffic Collisions (RTC).  Amazed at the sheer number of people who were seeing GPs and other helath care professionals, presenting with whiplash, sore backs, sore necks, recurring headaches, tingling ****ers / arms, etc.  In short, just about any complaint / condition that could not be accurately identified by the doctor.  More importantly, complaints or ailments that could not be verified but equally could not be discounted.  Speaking to one doctor, he told me that some 90% of people involved in a RTC subsequently make a medical claim for that type of non verifiable injury.  Yes 90%!!!

He also said that insurance companies now simply build set payments into their charging fees as it is cheaper than pursuing  individual cases through the meidcal system / courts.  So £3k for whiplash.  £4k for tingiling in arms and ****ers.

So perhaps if everyone who was involved in an RTC DIDN'T see it as a means for a free holiday or a new 3-piece suite, or 60 inch TV, or whatever, we would be better off as a whole.

Speak to these people who make such illegal claims though and they will be indignant that you call them thieves and criminals.  It's their right don't you know to make a few bob from an accident. 

Words do fail me regarding our society right now.  

so people who drive around at the moment without insurance are just taxing there cars and thats it ,well thats what they are saying cos why would someone tax there car if there not going to insure it, all they will do is declare it  sorn now and still drive it uninsured ware do they get there silly plans from this will affect no one but them selfs

is it no surprise that so many unisured drivers are on the road with quotes estimated at 4k for young drivers half the time the cars not worth that let alone paying the the 4k figure annually , its a joke, when you have a knock in the car the insurers dont want to pay the value of the car , which to the person who owns it and depends on it for work etc its value far exceeds what it is insured for just by the inconvienience of not having use of it , finding repairers etc etc , i have driven since i passed my test first time at 17 , some 32 years ago , and i never had any accidents when i was young due to the fear of my parents telling me about roads becoming greasy after a dry spell then it raining , speed dangers and insurance increasesthey put the fear of god in me ,  but i have had a few when i was in my 30s so i dont think age has anything to do with how a good a driver you are , to be honest i think older high flyler jobsworths are the worst , they dont indicate where they are going on roads drive too fast in all weather conditions , tailgate other drivers and sliproads on motorways they seem to think its their divine right to just join the motorway no indication no reduction of speed dependant on motorway flow just wizz right in front of you  to busy juggling the phone they have  stuck to their ear they are the ones who should be paying a huge premium , when i first started driving premiums were supposed to be high for young drivers so my mum and dad put me as a named driver on their insurance and provided i had no accidents i gained no claims discounts to which by the time i was 21 i was able to use the no claims built up on mum and dads insurance against my own policy i think this sould be an option now especially as so many young people are driving with no insurance at all

I notice that Osbourne is borrowing more Money than he thought he was going to need for April, could is possibly be that he is borrowing money to loan to other EU countries. Cant he just put them in touch with whoever he is borrowing money off, so we dont have to pay any extra interest charges? Maybe then car insurance could be a bit cheaper

The complaints are not about the need to eliminate non-insured cars from our roads. No one would disagree about that.  They are about the scandalously high premiums, and the reasons for them, being demanded that tempt some drivers to risk the consequences of driving uninsured. 

I speak as A Victim of uninsured driver how is now presently in a wheelchair or more often bed.

 

I say about time!  The driver was drunk, uninsured and got a 3 year ban at court, was fined £1400, and was happy because she had brought(and boosted about it)£2500 to pay the expected fine. She then went out the door got in and drove herself away!!! Yes drove herself away!!!.

 

Since then she has killed a child had a car crushed, her husband has a life time driving ban, she has a ten year driving ban. I see them both driving around the town in Brand new cars (they change them every year) and even if they go to court it is just a fine.

 

The system of penalties might hurt a lot of people, but she has money and so fining her has no effect. The court should be allowed to send her to prison for the rest of her life.

 

Unfortunately she will have to kill someone again to be sent to prison.

 

Me I can't really blame her for what happened, well she did not know what she was doing she "was drunk at the time."

As usual this government and police hit the easy target. Why not just for a change hit the people that are the problem not the innocents. I will tell you why. Its easier and will put more money in the coffers . I am all for policing but lets taret the real criminals please.Insurance companies  will love this and will have put pressure on through the fat cat chairmen and directors which will serve only to increase their salaries. worse than bloody bankers.... or id it the samer people i wonder. Britian at its worse yet again. Go alone scotland and get out while you have the chance