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ABI proposes radical rethink for young drivers

New drivers should learn for a minimum of one year before being allowed to take a driving test, says the Association of British Insurers.
It’s one of a package of proposals being put forward by the ABI to try and reduce the disproportionately high accident rate among the 17-24 age group.
IAM: more old drivers than ever not bad news
It isn’t older drivers we should fear – it’s the young
The ABI is also calling for a stricter alcohol limit on young drivers, restrictions on night time driving, and ‘graduated’ licensing – which would see a limit on the number of passengers a newly-qualified driver can carry in the first six months after passing the test.
A similar approach has been adopted in other countries including New Zealand and Canada – and Northern Ireland already has plans to do the same.
In its report, the UK’s insurance industry body claims that an 18 year-old driver is more than three times as likely to be involved in a crash as a 48-year-old driver – and that one in three road fatalities occur among under 25s – despite that age group representing just one in eight licence holders.
Otto Thoresen, ABI’s Director General, said:
“Radical action is needed to reduce the tragic waste of young lives on our roads, especially among the 17-24 age group. A car is potentially a lethal weapon, and we must do more to help young drivers better deal with the dangers of driving.”
He added:
“Improving the safety of young drivers will also mean that they will face lower motor insurance costs.
Other measures recommended by the ABI to cut the number of injuries, deaths and claims, include: banning intensive driving courses which can see learners pass in just one week; lowering the age at which learner drivers can get behind the wheel to 16 and a half; and a night-time driving curfew between 11pm and 4am – driving to a workplace or college would be exempt from this restriction, though.
The ABI stops short of recommending motorway training in the proposals though – at the moment no formal motorway training is included in the driving test.
Speaking to Radio 4 this morning, AA President Edmund King said driver training needs to start earlier:
“We’d like to see more intensive courses before young people get on the road. There’s an under 17s car club that shows people that have done training from the age of 12 or 13 have half the accident rates of those that don’t do those courses – they have less convictions too.”
King also recommended the wider use of telematics, or ‘black boxes’ – which monitor driving style and can reduce premiums for the most careful drivers.
What do you think of the proposals – good idea or too heavy heavy-handed? Let us know.
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Learn for a year? It wouldnt change a single thing, its just a ridiculous thing to say. Aside from 17 year old insurance being over £2500, they think learning for a year will be best? How much will that cost? once every week at £20 a go totalling £1040. If they say you must take 2 lessons a week, thats £2040.
Excluding your test fee and theory test fee. I had 16 lessons in 2008 before I was put in for my test. had another 6 lessons waiting and passed first time with 2 minors. I paid £16.50 a lesson which cost me £300 as I got a deal.
How on earth are you suppose to afford driving lessons for a year? Just utterly ludicrous. Why? Because your still not bloody allowed on the motorway. Your going to still drive the same local test routes over and over and over. Your not going to learn anything more than if you do what I did and pass in 3 months because once your able to to do your maneouveurs in one place, you can do them in any place. Let alone having a 'year' of lessons doesnt get you a no claims bonus either.
From my perspective, I passed when I was 17, not had an accident, ive upgraded my car each year of driving, from a 1996 punto, to a 2001 megane, to a 2006 C4 coupe and now I currently own a Mazda RX8 231. Ive got my Pass Pluss, im about to take my Institute of Advanced Motorists IAM qualification, and I also hold Proffessional HGV Class 1 and Class 2 driving licences.
Still my Insurance is bloody £1500 for the 2.6/1.3 rotary RX8. Its ridiculous. The only way to bring insurance down is to get rid of all this ficticious whiplash claims, and restrict 17-20 year olds cars with black boxes so that they cant do over 75mph and they shouldnt be allowed to modify their cars. Stop the boy racer culture which is just stupid.
You cant change someones mind set on driving.
Everyone learns to drive once they past a test as with road holding and the physics of handling. We dont drive at speed on the test nor whilst learning nor do we learn what happens when you blow a tyre or snatch the wheel at speed. How many 4-5 teens are killed a year in the mates small hatchback? They have no concept that a fully loaded car performs differently, handles badly and shouldnt be driven at high speed. The braking is reduced and suspension can behave oddly.
Youngsters need a second test following the first to explain how a car reacts in snow, ice, heavy rain and the science of car design. The roads are too busy today to learn by trial and error as you will end up dead. This was what us older people learnt after our tests but there were less cars around then.
CARS ARE DANGEROUS! Perhaps the insurers should subsidise this secondary learning in exchange for lower insurance?
The hard numbers say that young drivers are far worse than OAP's as you call them.
Yes sometimes it seems as if older drivers are not very good but the facts are that they cause far less accidents.
The UK has pretty relaxed rules for gaining your driving license compared to most EU and commonwealth countries. I got my license when the written test came in to force 15 years ago. I think the DVLA is still reeling from that mess.
Driving is a privilege not a right and as such you should have to pay for professional driving lessons that need to be logged for a minimum amount of hours, including driving in hard rain, at night and cold weather conditions.
I also agree with the curfew and limiting passengers to licensed drivers for the first 6 months.
These are proven techniques in other countries to reduce young driver accidents.
The only people who really have any cause to oppose these ideas are unlicensed teenagers and those with no social responsibility.
How about this, for the first 2 years new drivers can not.
-Have pillion passengers unless its a parent/s
97% of young people like to show off to mates when they have just past their tests, this leads to them taking more risks to "impress" there friends and puts more people in danger.
-Can not drive after 9pm at night for the first 6 months
This should get them off the road when they are more interested in going out and showing off to their mates *see above* and should encourage them to drive during the day to "learn" correctly
-for the first 2 years, all new drivers should be limited (and not by insurance) to a vehicle limited to 70mph, and a 1,1 litre engine, once the 2 years is up, they can then get the vehicle they wish to own with no limit, and not be limited to a specific engine size.
As I see it, the problem is that new drivers are taught to pass the test rather than taught to drive. My son and daughter were taught to drive by me. They also had an instructor who like me was a motor sport enthusiast, and he taught them to drive according to conditions and read the road ahead , not just how to get through the test!!
It's all well and good trying to implement curfews and more legislation but who will monitor it? The police are already more than overstretched and it would be a nightmare to oversee.
The best point in time to make significant changes is when they are learning. Don't pass them until they genuinely show true confidence and respect for road safety.
Older drivers really should be re-tested say about every three years after 75. I know a guy who was 90 and still proud to be driving but my heart was in my mouth whenever he said that someone else had been discourteous or enraged with his driving skills. It's difficult not to hurt the elder's pride but safety must come first.
There should also be a restriction to the Power/engine size of cars that could be driven by anyone under 21.
A limit of 500cc and about 25 - 30 horse power is more than enough to get from a to b and would certainly make the vehicle less dangerous in the hands of inexperienced drivers or reckless idiots .
Great idea
Young drivers need to experience different road conditions, weather and be taught how to anticipate new situations with the guidance of experienced drivers. For example, wet roads, snow, dusk, bright sunshine, built up areas etc . This is best done with the guidance of experienced drivers who can help them through the experience, so that when they are driving on their own they will hopefully know how to react. Get a tracker fitted to the car, that'll stop them speeding if they know they are being watched
In Australia, new drivers are only allowed to carry one passenger as statistics show that the more passengers the higher the risk of crashes and fatalities. It should be adopted here. Anything that reduces deaths can only be a good thing.
They should also limit the engine size/power to 500cc for drivers under 21
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