17/12/2013 09:45 | By Ian Dickson, senior editor, MSN Cars
Cheapest cars to insure for 17-18 year olds

The cheapest cars to insure for 17 to 18-year-olds

The cheapest cars to insure for 17 to 18-year-olds (© Rich Legg, Getty Images)
  • The cheapest cars to insure for 17 to 18-year-olds (© Rich Legg, Getty Images)
  • 15: Citroen C2 – average premium: £2,887.49
  • 14: Volkswagen Lupo – average premium: £2,641.44
  • 13: Peugeot 206 – average premium: £2,629.09
  • 12: Toyota Yaris – average premium: £2,621.71
  • 11: Renault Clio – average premium: £2,519.24
  • 10: Fiat Seicento – average premium: £2,360.98
  • 9: Volkswagen Beetle – average premium: £2,356.30
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The driving test age could be raised to 18 under new government proposals. The Transport Research Laboratory also suggests a mandatory 12-month learner stage, with new drivers clocking up at least 100 hours of daytime driving and 20 hours of night-time practice. The news could lower insurance premiums for young drivers.

The average insurance cost for a young male driver is currently £4k. With recent gender equality rules, women drivers will pay the same price as men, so many young female drivers are facing horrendous insurance bills.

This might explain why the number of people taking driving tests has fallen by 19% since 2005 while an estimated 250,000 young people drive without insurance.

After all, a £200 fine and six points is a lot more appealing for cash-strapped young motorists than a £4k insurance bill.

We have listed the 15 cheapest cars to insure for male and female drivers. This is based on customers aged 17-18 who quoted on Confused.com.

We've only listed cars valued between £600 and £10,000 to prevent the average premium being skewed by extremely cheap or expensive cars.

The average used is the median and we've only included cars which at least 1,000 customers have quoted for, so your own quotes may be lower or higher than the figures here depending on your individual circumstances. The older you are the less your insurance will be, and factors such as being married can help reduce your premium.

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